Important Facts About Buying a Vacation Home.

If you’re dreaming about a vacation home near your favorite location, you’ve come to the right place for financing information and tips.

We’ll help you plan for what’s ahead and make an informed decision about your second home mortgage options

Universal Lending DTC is ready to help you through every stage of home ownership — as you plan to buy, when you purchase, and even after you own your vacation home. From your mortgage application to enjoying your new vacation property, we are with you every step of the way.


Colorado or Beyond, We’ll Help You Make the Right Financing Decision

There are many benefits to owning a second home, having a place to stay near the beach, the lake, the mountains or your favorite resort area offers many potential rewards. When you buy a vacation home, we can help you understand the financial and personal benefits that go along with the purchase, including:

  • Rental opportunity. If your home is in a popular vacation spot, you may be able to rent it and earn additional income when you’re not using it.
  • Potential tax benefits. Mortgage and home equity interest payments and property taxes may offer the opportunity for tax advantages. (Consult your tax advisor regarding the deductibility of interest.)
  • Potential property appreciation. A vacation home may be a good long-term asset to hold as homes can increase in value.