We’re Building Our DTC Team to Be One of the Best in Colorado.

The nice thing about mortgage lending, is that we’re not limited to geographic areas. Our DTC at Universal Lending has been making their mark not only in the Denver Metro and Fort Collins area, but virtually around the state. And what’s best, no matter where you are, we can just as easily come to you via our Mobile Mortgage Service. Throughout Colorado, our team is growing a respectable reputation in home lending.

Meet the team below – and click on any of their profiles to make direct contact.

Ashley Hickmon Universal Lending DTC

Ashley Hickmon

Branch Manager/Mortgage Banker

LMB# 100016932, NMLS# 250615

Direct Cell:303-669-8454

Laura Bahrs Universal Lending DTC

Laura Hebert

Mortgage Banker

LMB# 100047458, NMLS# 1120779

Direct Cell:720.785.3965

Rob Merrick Universal Lending DTC

Rob Merrick

Mortgage Banker

LMB# 1000053277, NMLS# 1228006


Erik Hebert Universal Lending DTC

Erik Hebert

Mortgage Banker

LMB# 100502352, NMLS #1473891

Direct: 303-656-7622

Rob Merrick Universal Lending DTC

Scott Nielson

Mortgage Banker

LMB# 10004504079 NMLS: 1464588


Universal Lending DTC – A Group Worth Procuring for Your Loan

We understand your wanting to find out as much as you can about not only how the process works, but who does the work on the back side of your real estate purchase. We’re here 100 percent of the way to share with you just that!

“I’ve been working with Ashley for over 5 years now, and she’s been great!  She makes it easy for me as she is extremely responsive (both to my questions, and also to my buyer’s needs).  I went through 1/2 dozen lenders before I found Ashley…and I’m glad I found her as every time I refer a client to her…they love her!  And best of all…the loans always close!  I couldn’t be happier to have her as my lender of choice!”  Murray Shykind  HomeSmart Realty Group

Team Hickmon is an independent group of Universal Lending mortgage bankers working as an extension of Universal Lending within their own location. In this case, Greenwood Village (DTC) based, but reaching all of Colorado with their mortgage service capabilities.

Add to this, the Hickmon DTC team is the only mortgage banker group in the state with a complete Mobile Mortgage vehicle, equipped to come and transact business with you no matter your geographic location. We’re that dedicated!

Universal Lending & DTC – A Reputable Group With Deep DNA

Universal Lending has helped individuals and families from every walk of life achieve their dreams of responsible home ownership. Our mortgage professionals embrace our passion for customer care, and educate and empower each potential home buyer throughout the entire process, so you make informed, considerate decisions that ensure your home mortgages fit your budgets and keep your families financially secure.

In fact, that is our mission: People Helping People Achieve Their Dreams. 

Based in Denver, Colorado, Universal Lending Corporation has grown from a staff of three to over 200 mortgage professionals around the United States. We understand the impact we make on you and on our community with every loan we make, and we take the privilege and responsibility very seriously.